Preparing for the Possibility of an Accident
Accidents happen, that’s an unfortunate truth, especially in winter in Colorado. It’s best to put thought into the scenario just in case you are ever faced with the situation, regardless of how you got into it.
How to be Ready Just in Case of a Car Accident
The best first step takes place before you get stuck in the sticky situation of being in an accident. You should make sure that you know exactly where all of your important documentation is and keep it easily accessible, most likely in the glove box. Some sort of vehicle safety kit would be advisable as well, especially if you regularly drive on roads without much traffic where you could be stuck a little longer.
If You Do Get into an Accident…
Now that we’ve gotten past the necessary preparation just in case, let’s talk about how to handle an accident. First off, you should safely move your vehicle away from traffic to prevent anything further from happening, but you want to stay at the scene, so don’t go too far. When you’re away from traffic, check on everyone who was involved in the accident to see in anyone requires medical assistance. If anyone needs medical aid, call 911. Next, call the police and explain the situation, they will let you know if an officer needs to visit the scene of the accident. Finally, if you cannot drive your car as a result of the accident, you should arrange a tow though your roadside assistance program or a company in the area. You most likely want your car towed to you preferred body shop if it isn’t drivable.
Now everyone always tells you that you should exchange information with the other party involved in the accident, but what does that specifically mean? Start with everyone’s contact information (driver’s and witnesses) including names, phone number, address, and email. Document the location of the accident and take some pictures on you phone of the scene and all of the vehicles involved. You should also exchange insurance information including the insurance company, policy number and the contact information for the company. If police respond to your accident, you should also document police report number, phone number, officer name and their badge number.
Dealing with an Insurance Claim and a Body Shop
Next you need to report a claim, this can vary between companies but their phone number should be on your policy card. Calling that number should make the process for your company more clear. The company will have an approved adjuster or an adjuster from their company come out to inspect the damage. It typically takes about 30 minutes for an adjuster to inspect the entire vehicle for damage.
From there, you can have the repairs done at your choice repair shop, remember Fisher Auto’s Body Shop has exemplary reviews on Google along with our dealership which has a 4.8 star rating on Google. You’ll get regular updates about the progress made on your vehicle and we will make a complicated process as streamlined as possible!
Do you have any questions about the process? Let us know in the comments below!